BlueCross Coverage (or lack thereof) for Fertility Treatment

For years we have been paying for the most expensive PPO plans our employers offer and have never had any accidents, surgeries, or major illnesses. Now that I need it, I am shocked to find out that BlueCross doesn’t cover egg harvesting/freezing for young cancer patients whose eggs will likely be wiped out by chemo. C’mon, not even a portion of it?!!

There is a wonderful program called fertile hope that covers this treatment for women who face cancer, but singles have to make under 75K and couples have to make under 95K. We don’t qualify, because we make over 95K combined (which I totally understand).

I do, however, think this should be covered by insurance, and should not be an elective add-on that employers can choose not to cover. I find it strange that they will pay for breast reconstruction, but they won’t pay to preserve fertility.

I suppose the insurance company considers this to be elective, but I think that is just plain wrong.

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3 Responses to BlueCross Coverage (or lack thereof) for Fertility Treatment

  1. Amy Herrick says:

    Could not agree more! There is nothing “elective” about the circumstances that have made this necessary. Scandalous really. xx

  2. marles says:

    ridiculous! you should write to some news organizations and make a big fuss. these situations need to be called out. it totally should be covered at least part of it. but i’m constantly disappointed by how health insurance benefits actually benefit people. recently a friend who is having a baby had to take out disability insurance in order to have some maternity leave! another friend who is mostly self-employed is thinking about having a baby had anthem told her she better have the baby between the months of jan and march or else it won’t be covered in full!? and she even pays extra money each month to have the the type of independent insurance that is suppose to cover pregnancy. lame.

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